* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: Arial, sans-serif;
}

body {
    background: #f5f7fa;
    color: #333;
}

/* Header */
header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 25px 30px;
    background: #0a2540;
    color: white;
}

/* LOGO */
.logo img {
    height: 130px;              /* Bigger & clearer */
    width: auto;
    max-width: none;   
    filter: brightness(1.3) contrast(1.25);
}




nav a {
    color: white;
    margin-left: 15px;
    text-decoration: none;
}

/* Hero */
.hero {
    text-align: center;
    padding: 80px 20px;
    background: linear-gradient(to right, #0a2540, #123d6a);
    color: white;
}

.hero h1 {
    font-size: 36px;
}

.hero p {
    margin: 15px 0;
    font-size: 18px;
}

.hero button {
    padding: 12px 25px;
    border: none;
    background: #00b4d8;
    color: white;
    font-size: 16px;
    cursor: pointer;
}

/* Services */
.services {
    padding: 60px 30px;
    text-align: center;
}

.service-box {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

.service {
    background: white;
    padding: 25px;
    width: 260px;
    border-radius: 6px;
    box-shadow: 0 2px 6px rgba(0,0,0,0.1);
}

/* Footer */
footer {
    background: #0a2540;
    color: white;
    text-align: center;
    padding: 15px 0;
}

/* Login */
.auth {
    display: flex;
    justify-content: center;
    align-items: center;
    height: 100vh;
    background: linear-gradient(to right, #0a2540, #123d6a);
}

.login-box {
    background: white;
    padding: 30px;
    width: 300px;
    border-radius: 6px;
    text-align: center;
}

.login-box input {
    width: 100%;
    padding: 10px;
    margin: 10px 0;
}

.login-box button {
    width: 100%;
    padding: 10px;
    background: #0a2540;
    color: white;
    border: none;
    cursor: pointer;
}

html, body {
    height: 100%;
    margin: 0;
}

.page-wrapper {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

main {
    flex: 1;
}

.carousel-img {
    height: 450px;
    object-fit: cover;
}

.carousel-caption {
    background: rgba(0, 0, 0, 0.55);
    padding: 15px;
    border-radius: 8px;
}

/* WHY CHOOSE FINServe */
.why-finserve {
    text-align: center;
    padding: 60px 20px;
    background: linear-gradient(135deg, #0a2540, #143d59);
    color: #fff;
}

.why-finserve h2 {
    font-size: 2.4rem;
    margin-bottom: 15px;
    background: linear-gradient(90deg, #ffd700, #ffffff, #ffd700);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    animation: shine 3s linear infinite;
}

@keyframes shine {
    0% { background-position: 0%; }
    100% { background-position: 200%; }
}

.why-finserve p {
    max-width: 800px;
    margin: 0 auto 40px;
    font-size: 1.1rem;
    color: #e0e0e0;
}

/* Cards */
.why-cards {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

.why-card {
    background: rgba(255, 255, 255, 0.1);
    padding: 25px;
    border-radius: 12px;
    width: 260px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid rgba(255, 215, 0, 0.3);
}

.why-card h3 {
    color: #ffd700;
    margin-bottom: 10px;
}

.why-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 0 25px rgba(255, 215, 0, 0.6);
}

input, textarea {
    width: 100%;
    padding: 10px;
    border: 1px solid #ccc;
    border-radius: 4px;
}

button {
    background-color: #1f3c88;
    color: #fff;
    border: none;
    padding: 10px 20px;
    cursor: pointer;
    border-radius: 4px;
}

button:hover {
    background-color: #162d66;
}

h3 {
    color: #1f3c88;
}

/* SERVICES HERO – LIGHT & FRESH */
.services-hero {
    background: linear-gradient(135deg,  #f7f9fc, #eef2f7);
    color: #0a2540;
    text-align: center;
    padding: 40px 20px; 
}


.services-hero h1 {
    font-size: 2rem;     /* reduced */
    font-weight: 700;
    margin-bottom: 8px;
}

.services-hero p {
    font-size: 1rem;
    color: #4a5d73;
}


/* SERVICES SECTION */
.services {
    padding: 60px 20px;
}

.service-box {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    max-width: 1000px;
    margin: auto;
}

/* SERVICE CARD */
.service-card {
    background: #ffffff;
    padding: 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.15);
}

.service-card .icon {
    font-size: 3rem;
    display: block;
    margin-bottom: 15px;
}

.service-card h3 {
    margin-bottom: 10px;
    color: #0a2540;
}

/* CTA SECTION */
.services-cta {
    background: #f4f7fb;
    text-align: center;
    padding: 60px 20px;
}

.services-cta h2 {
    color: #0a2540;
    margin-bottom: 10px;
}

.cta-btn {
    display: inline-block;
    margin-top: 15px;
    padding: 12px 30px;
    background: #0a2540;
    color: white;
    text-decoration: none;
    border-radius: 30px;
    transition: background 0.3s;
}

.cta-btn:hover {
    background: #163a5f;
}

/* DEVELOPMENT NOTICE */
.dev-notice {
    background: linear-gradient(90deg, #ff9800, #ffb74d);
    color: #2d2d2d;
    padding: 12px 20px;
    text-align: center;
    font-weight: 500;
    position: sticky;
    top: 0;
    z-index: 999;
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
}

.dev-notice .close-btn {
    margin-left: 15px;
    cursor: pointer;
    font-weight: bold;
}

/* LOGIN PAGE */
.login-page {
    min-height: 100vh;
    background: linear-gradient(135deg, #0a2540, #163a5f);
    display: flex;
    justify-content: center;
    align-items: center;
    font-family: Arial, sans-serif;
}

/* LOGIN CONTAINER */
.login-container {
    width: 100%;
    max-width: 900px;
    display: flex;
    background: white;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 25px 60px rgba(0,0,0,0.2);
}

/* LEFT BRAND PANEL */
.login-brand {
    background: linear-gradient(135deg, #0a2540, #123c63);
    color: white;
    padding: 60px 40px;
    width: 50%;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.login-brand h1 {
    font-size: 2.5rem;
    margin-bottom: 10px;
}

.login-brand p {
    opacity: 0.9;
}

/* LOGIN CARD */
.login-card {
    width: 50%;
    padding: 50px 40px;
    text-align: center;
}

.login-card h2 {
    color: #0a2540;
    margin-bottom: 10px;
}

.login-subtext {
    color: #666;
    margin-bottom: 25px;
}

/* FORM */
.login-card input,
.login-card select {
    width: 100%;
    padding: 12px;
    margin-bottom: 15px;
    border-radius: 8px;
    border: 1px solid #ccc;
}

.login-card button {
    width: 100%;
    padding: 12px;
    background: #0a2540;
    color: white;
    border: none;
    border-radius: 30px;
    cursor: pointer;
    font-size: 1rem;
    transition: background 0.3s;
}

.login-card button:hover {
    background: #163a5f;
}

.error-msg {
    margin-top: 15px;
    color: red;
}

/* MOBILE */
@media (max-width: 768px) {
    .login-container {
        flex-direction: column;
    }
    .login-brand, .login-card {
        width: 100%;
    }
}
/* HEADER */
.site-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: white;   /*0a2540 */
    padding: 15px 20px;
    position: relative;
}

.logo img {
    height: 80px;
}

/* NAV DESKTOP */
.nav-menu {
    display: flex;
    gap: 25px;
}

.nav-menu a {
    color: rgba(0, 0, 0, 0.859); /*white*/
    text-decoration: none;
    font-weight: 500;
}

/* HAMBURGER */
.menu-icon {
    font-size: 2rem;
    color: white;
    cursor: pointer;
}

#menu-toggle {
    display: none;
}

/* HERO SECTION */
/* LIGHT HERO SECTION */
.hero {
    background: linear-gradient(135deg,  #f3efff, #ebe6ff);
    color: #0a2540;
    min-height: 80vh;
    display: flex;
    align-items: center;
    padding: 60px 20px;
}


.hero-content {
    max-width: 900px;
    margin: auto;
    text-align: center;
}

.hero h1 {
    font-size: 3.2rem;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 20px;
    color: #0a2540;
}

.hero p {
    font-size: 1.15rem;
    color: #4a5d73;
    margin-bottom: 35px;
}


/* BUTTONS */
.hero-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
}

.btn-primary,
.btn-secondary {
    padding: 14px 32px;
    border-radius: 30px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.btn-primary {
    background: #6f4cff;
    color: white;
}

.btn-primary:hover {
    background: #5b3de0;
}

.btn-secondary {
    border: 2px solid #6f4cff;
    color: #6f4cff;
}

.btn-secondary:hover {
    background: #6f4cff;
    color: white;
}

/* RISK DISCLAIMER */
.risk-disclaimer {
    margin-top: 15px;
    padding: 10px 15px;
    font-size: 13px;
    color: white;
    background: #0a2540;
  
    text-align: center;
}

/* REQUIRED */
.required {
    color: #e63946;
    font-weight: bold;
}

.note {
    font-size: 0.9rem;
    color: #6b7280;
}

/*adding new year popup*/
/* NEW YEAR POPUP */
.ny-popup-overlay {
    position: fixed;
    inset: 0;
    background: rgba(10, 37, 64, 0.85);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 9999;
}

.ny-popup {
    background: #ffffff;
    padding: 30px 35px;
    border-radius: 12px;
    text-align: center;
    max-width: 420px;
    width: 90%;
    box-shadow: 0 20px 40px rgba(0,0,0,0.3);
    animation: popIn 0.5s ease;
}

.ny-popup h2 {
    color: #0a2540;
    margin-bottom: 10px;
}

.ny-popup p {
    color: #333;
    font-size: 1rem;
    margin-bottom: 20px;
}

.ny-popup button {
    background: #0a2540;
    color: white;
    border: none;
    padding: 10px 22px;
    border-radius: 25px;
    cursor: pointer;
}

.ny-popup button:hover {
    background: #163a5f;
}

.ny-close {
    position: absolute;
    top: 15px;
    right: 18px;
    font-size: 22px;
    cursor: pointer;
    color: #555;
}

@keyframes popIn {
    from { transform: scale(0.8); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}


/* mobile */
@media (max-width: 768px) {

  
    nav {
        display: none;
    }

    .hero h1 {
        font-size: 28px;
    }

    .hero h1 {
        font-size: 2.2rem;
    }

    .hero-buttons {
        flex-direction: column;
    }
 
    .menu-icon {
        display: block;
        font-size: 26px;
        color: black;
        margin-left: auto;
        z-index: 9999;
    }

    .nav-menu {
        display: none;
        flex-direction: column;
        background: white;
        position: absolute;
        top: 100%;
        right: 0;
        width: 200px;
        padding: 15px;
        border-radius: 6px;
        z-index: 1000;
    }

    .nav-menu a {
        padding: 15px;
        border-top: 1px solid rgba(255,255,255,0.2);
    }

    .logo img {
        height: 40px;
    }

    .site-header {
          flex-wrap: wrap;
    }

    /* 🔥 THIS IS THE FIX */
    #menu-toggle:checked ~ .nav-menu {
        display: flex;
    }

    .services-hero {
        padding: 30px 15px;
    }

    .services-hero h1 {
        font-size: 1.6rem;
    }
  
}